*The information being provided is strictly as a courtesy. When you link to any of the web sites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided on these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our web site and assume total responsibility and risk for your use of the site you are linking to. The information provided on these sites is not intended to provide specific advice and should not be construed as a recommendation for any individual. Before making any investment decisions you should consult with a financial, tax and/or legal professional. Please note any and all guarantees made are contingent upon the claims paying ability of the insurance company.